Let’s lower your student loan payments together.
We’ve partnered with the American Federation of Teachers to give members like you free access to tools that simplify your student debt.
Already have a Summer account? Sign in
If you have any questions about Summer and AFT’s partnership or how you can sign up please contact [email protected]
Let’s lower your student loan payments together.
We’ve partnered with the American Federation of Teachers to give members like you free access to tools that simplify your student debt.
With Summer you can:
- Lower your payments
- Apply for loan forgiveness
- Access expert guidance and support
Already have a Summer account? Sign in
If you have any questions about Summer and AFT’s partnership or how you can sign up please contact [email protected]
How Summer works
"Summer was a ray of hope for us when we were feeling completely overwhelmed by our family’s student debt. Trying to navigate the government’s confusing repayment plans was like opening a can of worms. We truly appreciated having Summer on the line with us when we called our loan servicers. Thank you Summer!"
Tom and Susan P. – Proud AFT Members
"I have had major anxiety about my accumulated student loan debt and interest. I was thrilled with how easy it is to manage and pay down my debt with Summer's help."
Jennifer C. – Proud AFT Member
"Summer is educational and helpful. It helps me understand my student loans. I wish I knew about Summer when I first took out the loans in 2005 because I would have understood the whole process 100% better and signed up for a better deal."
Clare P. – Proud AFT Member
"Summer was a ray of hope for us when we were feeling completely overwhelmed by our family’s student debt. Trying to navigate the government’s confusing repayment plans was like opening a can of worms. We truly appreciated having Summer on the line with us when we called our loan servicers. Thank you Summer!"
Tom and Susan P. – Proud AFT Members
"I have had major anxiety about my accumulated student loan debt and interest. I was thrilled with how easy it is to manage and pay down my debt with Summer's help."
Jennifer C. – Proud AFT Member
"Summer is educational and helpful. It helps me understand my student loans. I wish I knew about Summer when I first took out the loans in 2005 because I would have understood the whole process 100% better and signed up for a better deal."
Clare P. – Proud AFT Member
Summer makes it easy to start saving
Check your eligibility
We’ll check different savings programs to see which ones you’re eligible for.
Compare your options
Get a rundown of the programs that best fit your situation.
Sign & submit—all online
We’ll double-check your forms to help reduce costly mistakes.
Start saving today with our guided applications
Lower your payments
Based on your income, you could qualify for lower monthly payments—even down to $0 if you’re out of work.
We’ll guide you through checking your eligibility and enrolling for an Income-Driven Repayment plan.
Already in IDR and need to recertify? We can also help with that.
Get loan forgiveness
If you work in a public sector or non-profit career, you can qualify to have your remaining debt forgiven after 10 years.
We’ll help you erase your debt through Public Service Loan Forgiveness.
Summer makes it easy to start saving
Check your eligibility
We’ll check different savings programs to see which ones you’re eligible for.
Compare your options
Get a rundown of the programs that best fit your situation.
Sign & submit—all online
We’ll double-check your forms to help reduce costly mistakes.
Start saving today with our guided applications
Lower your payments
Based on your income, you could qualify for lower monthly payments—even down to $0 if you’re out of work.
We’ll guide you through checking your eligibility and enrolling for an Income-Driven Repayment plan.
Already in IDR and need to recertify? We can also help with that.
Get loan forgiveness
If you work in a public sector or non-profit career, you can qualify to have your remaining debt forgiven after 10 years.
We’ll help you erase your debt through Public Service Loan Forgiveness.
We’re here to help you become debt-free.
Our team draws on years of experience to simplify your student loan experience. Our unique approach comes from both our own experiences as borrowers, and from our partnerships with leading institutions like Yale.
We’re here to help you become debt-free.
Our unique approach comes from years of experience working in student loan policy and from our partnerships with Yale and other leading institutions.
More importantly, we’re borrowers, too. We know what it’s like to deal with student loan debt.
Learn the basics (and then some)
We’ve done the homework on all the acronyms and regulations so you don’t have to.
Learn the basics of student loans, from understanding interest to saving money while you repay.
This is a government program that allows some borrowers to pay less each month.
