Paul Joo

The Alienating, Frustrating Debt Burden of LGBTQ+ Youth
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“Alienating,” says Susan. She’s been asked to summarize her experience living with student loan debt as a young, queer woman. She hesitates, and then adds, “And frustrating.” Life with student loan debt is especially alienating for Susan because she’s an...
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The Real Cost of Defaulting on Your Student Loans
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Borrowers are struggling to pay back their student loans now more than ever before. Last year, one million people defaulted on their student loans, and it’s projected that 2 in 5 borrowers will default by 2023. There’s a lot of...
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Student Debt and Demographics: A Story of Disparate Impact
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In the first episode of BET’s Boomerang, protagonist Bryson asks, “You know what black millennials want?” The deadpan reply: “Someone to pay their student loans.” This succinct punchline quickly spread on Twitter, dominating the discussion of Lena Waithe’s buzzed-about show....
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Summer’s Commitment to Borrowers
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It’s no secret that the student loan industry is full of scams and lawsuits that can create pitfalls for borrowers. In an industry known for misinformation and bad actors, Summer promises to stand on the side of borrowers. Our founding team chose...
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Buried in Debt: The Domino Effect
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44 million Americans are on the hook for $1.5 trillion in student loans, a debt load that has tripled since 2005. As more students pursue higher education and tuition costs surpass all-time highs, the explosive growth in student debt continues...
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