Let’s lower your student loan payments together.

Use Summer to compare and enroll in federal savings and forgiveness programs. For a limited time, we’re offering our tools for free to help you enroll.

Let’s lower your student loan payments together

Use Summer to compare and enroll in federal savings and forgiveness programs. For a limited time, we’re offering our tools for free to help you enroll.

COVID-19 FINANCIAL RELIEF

These are incredibly trying times. Like you, we’re saddened to see the amount of storefronts and schools shutting down in response to the COVID-19 pandemic. Student loan borrowers are particularly at risk as loan payments come due, even when a full paycheck might not.
In response, we at Summer are providing access to our tools and resources for a limited time to assist borrowers. If you recently lost your job or have reduced hours, we can help you compare and enroll in free government programs that may be able to lower or eliminate your monthly payments without impacting your credit.

COVID-19 FINANCIAL RELIEF

These are incredibly trying times. Like you, we’re saddened to see the amount of storefronts and schools shutting down in response to the COVID-19 pandemic. Student loan borrowers are particularly at risk as loan payments come due, even when a full paycheck might not.
In response, we at Summer are providing access to our tools and resources for a limited time to assist borrowers. If you recently lost your job or have reduced hours, we can help you compare and enroll in free government programs that may be able to lower or eliminate your monthly payments without impacting your credit.

Keep calm and pay $0/month

Switching into a federal income-driven repayment plan with Summer couldn’t be easier. It’s free to create an account until May 01, 2020.

Summer makes it easy to start saving

Check your eligibility
We’ll check different savings programs to see which ones you’re eligible for.

Compare your options
Get a rundown of the programs that best fit your situation.

Sign & submit—all online
We’ll double-check your forms to help reduce costly mistakes.

Guided enrollment tools to maximize your savings

Lower your payments

Based on your income, you could qualify for lower monthly payments—even down to $0 if you’re out of work.

We’ll guide you through checking your eligibility and enrolling for an Income-Driven Repayment plan.

Already in IDR and need to recertify? You can do that with Summer too.

Get loan forgiveness

If you work in a public sector or non-profit career, you can qualify to have your remaining debt forgiven after 10 years.

We’ll help you erase your debt through Public Service Loan Forgiveness.

Summer makes it easy to start saving

Check your eligibility
We’ll check different savings programs to see which ones you’re eligible for.

Compare your options
Get a rundown of the programs that best fit your situation.

Sign & submit—all online
We’ll double-check your forms to help reduce costly mistakes.

Guided enrollment tools to maximize your savings

Lower your payments

Based on your income, you could qualify for lower monthly payments—even down to $0 if you’re out of work.

We’ll guide you through checking your eligibility and enrolling for an Income-Driven Repayment plan.

Get loan forgiveness

If you work in a public sector or non-profit career, you can qualify to have your remaining debt forgiven after 10 years.

We’ll help you erase your debt through Public Service Loan Forgiveness.

BORROWERS HELPING BORROWERS

How does Summer work?

We typically partner with organizations to guide their members through student loan repayment with premium tools, phone consultations, and application assistance.

To support borrowers who are affected by the Coronavirus outbreak, Summer is offering free access to our savings tools to all borrowers, until May 1, 2020.

How does Summer work?

We partner with paying organizations to guide their members through student loan repayment with premium tools, phone consultations, and application assistance.

Interested in using our tools? Talk to your employer about partnering with Summer. In the meantime, join the waitlist for early access to our savings tools.

We’re here to help you become debt-free.

Our team draws on years of experience to simplify your student loan experience. Our unique approach comes from both our own experiences as borrowers, and from our partnerships with leading institutions like Yale.

Corry

“My situation is frustratingly complex with many types of loans. It’s been remarkable to have Summer in my corner helping me with a customized plan, saving me nearly $20,000 this year! I couldn’t have done this alone.”

Corry P.

"Summer was a ray of hope for us at a time when we were feeling completely overwhelmed by our family’s large amount of student debt. We truly appreciated having Summer on the line with us when we called our loan servicers to discuss the many complicated plans."

Sue and Tom P.

Peter

“With the information that Summer provided, I was able to reduce my interest rates and expect to save nearly $10,000 over the life of my loan.”

Peter S.

"I have had major anxiety about my accumulated student loan debt and interest. I was thrilled with how easy to manage and pay down my loan with Summer's help."

Jennifer C.

"The Summer program is educational and helpful. It helps me understand my student loans. I wish I knew about Summer when I first took out the loans in 2005 because I would have understood the whole process 100% better and signed up for a better deal."

Clare P.

Norma G.

“Summer is the TurboTax of student loans. The platform took a weighty, overwhelming and convoluted decision making process and helped me break it down, step by step.”

Norma G.

We’re here to help you become debt-free.

Our unique approach comes from years of experience working in student loan policy and from our partnerships with Yale and other leading institutions.

More importantly, we’re borrowers too. We know what it’s like to deal with student loan debt.

Corry

“My situation is frustratingly complex with many types of loans. It’s been remarkable to have Summer in my corner helping me with a customized plan, saving me nearly $20,000 this year! I couldn’t have done this alone.”

Corry P.

"Summer was a ray of hope for us when we were feeling completely overwhelmed by our family’s student debt. Trying to navigate the government’s confusing repayment plans was like opening a can of worms. We truly appreciated having Summer on the line with us when we called our loan servicers. Thank you Summer!"

Sue and Tom P.

Peter

“With the information that Summer provided, I was able to reduce my interest rates and expect to save nearly $10,000 over the life of my loan.”

Peter S.

"I have had major anxiety about my accumulated student loan debt and interest. I was thrilled with how easy it is to manage and pay down my debt with Summer's help."

Jennifer C.

"Summer is educational and helpful. It helps me understand my student loans. I wish I knew about Summer when I first took out the loans in 2005 because I would have understood the whole process 100% better and signed up for a better deal."

Clare P.

Norma G.

“Summer is the TurboTax of student loans. The platform took a weighty, overwhelming and convoluted decision making process and helped me break it down, step by step.”

Norma G.

Learn the basics (and then some)

We’ve done the homework on all the acronyms and regulations so you don’t have to.

Recent Graduates Guide

Learn the basics of student loans, from understanding interest to saving money while you repay.

Income-Driven Repayment Plans

This is a government program that allows some borrowers to pay less each month.

Public Service Loan Forgiveness

Some jobs qualify for government forgiveness after 10 years.

DID YOU KNOW?

50% of borrowers qualify for federal income-driven repayment plans and less than 20% are enrolled

Frequently asked questions

More questions? We’ve got you covered! Check out our Help Center or send us a message.

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