HR leaders, the CARES Act expires in:

45 million borrowers have student loans resuming in October

Turn the payment cliff into a revenue and engagement opportunity with a flexible student loan API featuring best-in-class engagement and proven financial outcomes.

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Help your customers lower their monthly payments and free up cash flowtrue impact

We work with large financial institutions to drive meaningful conversions with a track record of success.


Average monthly savings with Summer solutions


Total projected savings from recent pilot with large fintech


Satisfaction score for one-on-one borrower support

Meet our suite of API solutionstrue impact

Implement our full suite or à la carte solutions based on your desired outcomes and inputs. Read on for a sampling of our student loan API offerings.
A faster path to realized savings


Automatically identify, quantify and present a path to lower monthly student loan payments with our scalable recommendations engine.

Precise recommendations at critical moments


Identify when and how much users saved and trigger notifications at that precise moment to drive conversion for other financial products like high-yield savings accounts, mortgages, and auto loans.

Refinancing, made easy


Discover individuals who are most likely to qualify for private loan refinancing and allow them to submit an application to private student loan lenders in one click and present back real offers, all without leaving your platform.

Fast and reliable digital enrollment

IDR Repayment Plan

Eliminate the friction points found in income-driven repayment (IDR) plans by providing users with personalized options and a simple path to enroll within your property.

The power to rapidly change financial profiles

Tap into our technology to drive business, brand, and engagement outcomes like:
💵 Increase savings
Enrolling in IDR can save borrowers $170 a month, driving engagement for other financial products
📈 Boost consumer spending
Borrowers enrolled in IDR can hold more credit cards and carry $343 higher balances on average
💳 Improve credit scores
Borrowers enrolled in IDR plans see their credit score increase 5.6 points
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Get to know our API solutions

Schedule an exploratory call or demo with a solutions specialist to learn more about how Summer technology can work for you.