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The benefit that saves every borrower

Total projected savings:
$0
Lower Monthly Payments
Loan Forgiveness
Total projected savings:
$0
Employer Contribution
Refinancing
Total projected savings:
$0
Lower Monthly Payments
Cash-Back

Provide a student loan benefit with immediate impacttrue impact

Summer is a cost-effective digital solution that helps your employee population navigate and reduce student loan debt with proven technologies and a human touch. Implement anytime, even off-cycle.

$333

Average monthly IDR savings from Standard plan

75,000+

Borrowers save an average of $31,000 with Summer

98%

Borrower satisfaction score for one-on-one support
See our public service guide

How Summer workstrue impact

Summer takes a holistic approach to financial well-being that helps your employees self-manage their unique debt journey.

Summer supports all borrowerstrue impact

Summer helps leading organizations, from large enterprises to hospital systems, unlock the full potential of their employees by reducing the burden of student debt, regardless of borrower situation.
🔍 Identify
Our proven technology scans hundreds of federal, state forgiveness and private refinancing options to help employees self-manage their student loans.
💵 Enroll
Employees can enroll in their personalized plan in minutes digitally and receive support every step of the way with access to live student loan experts.
💬 Support
We support the entire implementation process and beyond, making Summer a turnkey solution for you and an impactful resource for your employees.

Nicole W.

AFT Member, Ohio
Total Forgiveness
$148,967
🥳   We helped Nicole submit an updated employment certification form under the new limited Public Service Loan Forgiveness waiver.
"The Summer program has changed my life which means 'CREDIT' score by a whopping 70 points! Five more years of stress have been eliminated with the PSLF waiver! I am forever grateful, I have GREAT CREDIT now! Didn’t really see paying $145K+ off in this lifetime without winning the lottery."
Watch the video

What our borrowers say about Summer

Hear from three individuals about their journey to savings.
Play

Hear from
our partnerstrue impact

Matt Harrigan
CEO, Grand Central Tech
“Student debt can be a real barrier for companies trying to recruit the best possible talent. Summer’s ability to reduce employees’ student debt is not only an effective recruiting tool, but it can also improve employee retention by tackling one of their biggest sources of financial strain.”
Josh Shapiro
Pennsylvania Attorney General
"With 1 in 3 Pennsylvanians out of work, every dollar counts. This partnership is a critical step to help thousands of borrowers in need. We are proud to partner with an organization that has their best interest at heart to save real money today and over the long term."
Adam Roseman
CEO, Steady
"Equipping workers with modern tools like Summer to mitigate other financial pain points while working to ease the prospect of navigating uncertain employment waters provides every hourly and gig worker with a fighting chance to improve their financial lives without the added burden of crippling student loan debt."
Alyssa Picard
Director, American Federation of Teachers
"Tens of thousands of our members are using Summer, putting them on track to an average of $180/month and $57,000 in lifetime savings via income-driven repayment plans and Public Service Loan Forgiveness. Summer’s team has made launching this tool easy for everyone, and they are quick to collaborate with us on new creative solutions to help our members save money."
100+ Partners and growing
Trusted by leading organizations, state governments, and unions representing millions of borrowers.
From OUR news room

Credit Karma and Summer team up to bring student loan assistance to 22 million members

Read the article
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335 Madison Ave, 16th Floor
New York, NY, 10017

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Recent Articles
The Recent Graduate’s Guide to Student Loans
Department of Education Announces Fixes to IDR Plans
Winning the PSLF Waiting Game
A Major Benefit for Your Employees and Your Business
Credit Karma and Summer Team up, Bringing a Student Loan Solution to 22 Million Members
© Summer, PBC 2022